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The account will appear on your credit report, and may appear on the credit report of any "authorized" user. However, if you live in a community property state (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, or Wisconsin), you and your spouse may be responsible for debts incurred duringthe marriage, and the individual debts of one spouse may appear on the credit report of the other.
A criminal can use this information to steal money from you, or even assume your credit identity.
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